Illinois Mechanic's Liens

What is a Mechanic's Lien?

A Mechanic's Lien is a hold on property (real estate) by which a worker or vendor who provided some benefit to the property can use the property to secure payment for the benefit provided.

At its most extreme, the mechanic's lien can be foreclosed, meaning that the property will be sold to the highest bidder, and the worker or vendor will be paid out of the proceeds of the sale.

In Illinois, a mortgage can be subordinated to the mechanic's lien. The order in which debts will be paid is generally: (1) workers, (2) materials vendors, (3) mortgages and similar liens, and (4) any remainder goes to the owner.

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Copyright 2002, Thomas J. Westgard